Loan Against Property

"Unlock the value of your property with a high-value Loan Against Property!"

Unlock the Value of Your Property with Partibha Finance

Your property is not just a place to live or work—it’s also a powerful financial asset. At Partibha Finance, we help you unlock its potential by offering a Loan Against Property (LAP) at low-interest rates, high loan amounts, and flexible repayment options. Whether you need funds for business expansion, education, medical emergencies, or personal needs, our LAP solutions ensure you get quick access to funds without selling your property.

Why Choose Partibha Finance for a Loan Against Property?

  • High Loan Amounts – Get up to ₹5 Crores, depending on property value and eligibility.
  • Low-Interest Rates – Enjoy lower interest compared to personal loans.
  • Flexible Repayment Tenure – Choose between 5 to 20 years.
  • Quick Loan Processing – Get approval within 48 hours.
  • Minimal Documentation – Easy paperwork, fast verification.
  • Balance Transfer Facility – Transfer your existing LAP to reduce EMIs.

Where Can You Use a Loan Against Property?

  • Business Expansion – Scale up your business with hassle-free financing.
  • Education Funding – Secure your child’s future with a stress-free education loan.
  • Medical Emergencies – Get instant financial support for medical needs.
  • Debt Consolidation – Manage all your loans under a single low-interest LAP.
  • Wedding Expenses – Plan grand weddings without financial stress.
  • Personal or Professional Needs – Use the funds as per your requirements.

Who Can Apply for a Loan Against Property?

  • Salaried individuals working in private or government sectors.
  • Self-employed professionals like doctors, CA, and business owners.
  • Partnership firms, companies, and sole proprietors.
  • NRIs (Non-Resident Indians) with property in India.

Eligibility Criteria for Loan Against Property

  • Indian citizen aged 21 to 70 years.
  • Stable income source and good credit score (700+ preferred).
  • Salaried or self-employed with at least 2 years of work history.
  • Ownership of residential, commercial, or industrial property.
  • Clear property title with no legal disputes.

Documents Required for Loan Against Property?

  • Identity Proof – Aadhaar Card, PAN Card, Passport, Voter ID.
  • Address Proof – Utility Bill, Rental Agreement, Driving License.
  • Income Proof – Salary slips (last 3 months) for salaried, ITR for self-employed.
  • Bank Statements – Last 6 to 12 months’ account statements.
  • Property Documents – Title deed, sale agreement, property tax receipts.
  • Business Proof – For self-employed applicants (GST certificate, business registration)

How to Apply for a Loan Against Property?

  • Step 1: Fill out the online loan application at partibhafinanceservices.com.
  • Step 2: Upload the required documents for verification.
  • Step 3: Get loan approval in 48 hours.
  • Step 4: Funds disbursed directly to your bank account.

Benefits of a Loan Against Property

  • Higher Loan Amounts – Leverage your property’s value for a larger loan.
  • Lower Interest Rates – LAP is cheaper than personal and business loans.
  • Longer Repayment Tenure – Reduce EMI burden with longer loan terms.
  • Balance Transfer Available – Shift your existing loan for lower interest rates.
  • No Property Sale Required – Keep ownership while using its financial potential.

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